Moving- Part 6: Affairs Out of Order

AKA: House hunting pre-requirements.  Early On:

• I found a lower income/low down payment, rural improvement mortgage.
• Gathered requested tax returns, check stubs etc.
• Monitored our credit score.
• Kept our family finances in check. mostly
• Met with a buyer’s realtor on weekends for showings.
• Spent months of research, discussions, arguments and tanks of gas…
• I thought I had all my ducks in a rowboat.

  

  Ducks in a row. Indiana.

Preparations in place, I still got blindsided. Upon calling the loan officer to give him the address of the potential property: He tells me there’s a five year old, resolved issue… that is somehow showing as a bad mark on our credit history.  So he can’t proceed. Are you kidding me? I had an attorney look at the paperwork today. Phones calls and emails ensue in the a.m.  😦

Friends and Confidants, it’s just a hiccup; and it’s early in the week. Five days until we make an offer –if the property suits us both on the walk-through.

I can hardly contain my SQUEEE!! –Gma Auburn {Jen} –Making sacrifices to the housing gods that there’s a furnace that works and the roof doesn’t leak.

#homebuying #credithistory